Brand and licensure
DSCR Loans Connecticut is a Loan Daddy LLC brand, NMLS 2827624.
Loan Daddy LLC is a mortgage broker. Broker, not lender.
NMLS #2827624
AZ CMB Licensed · #CMB-2016143
License information can be verified through the Nationwide Multistate Licensing System consumer access site at nmlsconsumeraccess.org. Company and individual license records are searchable there by NMLS identifier.
Broker, not lender
We arrange financing. We shop wholesale lenders on behalf of borrowers, compare the programs those lenders offer, and coordinate the file through underwriting and closing. We do not issue credit, we do not fund loans, and no statement on this site should be read as an offer to lend. The lender that makes your loan is identified in the loan documents.
Business purpose only
Everything we arrange is a business-purpose loan secured by non-owner-occupied investment property. The loans are not available for personal, family or household use, and they are not available for a property you or your family intend to occupy. If you are buying a primary residence or a second home, you need owner-occupied financing, which is outside what this site arranges.
Because these are business-purpose loans, the consumer mortgage disclosure framework that applies to a primary residence does not apply in the same way. We will still tell you the costs of a specific program before you commit, including lender fees and any prepayment terms.
No rates, no guarantees
This site does not publish interest rates, annual percentage rates, or payment examples tied to a specific program. Pricing on a DSCR loan moves with credit, ratio, leverage, property type, prepayment structure and each lender’s appetite, and a published figure would be marketing rather than a quote. The calculator on this site uses a rate you enter yourself and returns an estimate.
Nothing here is a commitment to lend, an approval, or a guarantee of terms. All loans are subject to underwriting, appraisal, title review, insurance requirements and lender/investor approval, and terms can change before closing.
Not legal, tax, insurance or investment advice
The guides, market pages and FAQ on this site describe general operating context. They are not legal, tax, insurance, appraisal or investment advice, and they are not a substitute for a Connecticut attorney, a tax professional, an insurance agent or the municipal office that regulates the property. Local rules change; the town is the authority for the address.
Privacy and contact
How we handle the information you submit is described in the privacy policy, and the terms that govern use of this site are in the terms of use. For licensing questions, send them through the scenario form and we will route them to the right person.
Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.